Life Happens with DeLisa

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The checklist

FOR INDIVIDUALS AND FAMILIES · A REAL-LIFE SCENARIO

Someone you love

asks you to co-sign

a loan

You want to help them. Before you sign, give yourself time to understand the agreement and what the decision could mean to you.

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Watch Denise's Story

A clear decision starts with the right questions.

Pause. Ask questions. Then decide.

WATCH THE STORY

His promise and the loan agreement are two different things.

Denise wants to help her son buy a car so he can get to work. At the dealership, he assures her she will not have to make the payments. She pauses to understand what the agreement actually says before deciding whether to sign.

See how access to guidance gives Denise the chance to consider her choice with greater clarity.

Get the questions Denise asked

WHY PAUSE BEFORE YOU SIGN

Make a decision you understand.

A co-signer may have to repay a loan if the borrower does not pay. These three questions can help you slow down and review what matters.

FREE ONE-PAGE RESOURCE

A practical guide to help you review the terms, think through your finances, and write down the questions you still need answered.

  • Know which loan details to check

  • Consider what missed payments could mean for you.

  • Bring clearer questions to guidance conversation

You can care deeply about someone and still take time to decide.

Before You Co-Sign a Loan Checklist

GUIDANCE BEFORE DECISION

What if you could ask questions before signing?

Denise's legal plan includes document review, so she submits the unsigned agreement for guidance. With a better understanding of its terms, she can decide whether to co-sign

Want to learn how access to legal guidance may help you prepare for decisions like this? Let's talk about your needs and the options available to you. Benefits depend on the specific plan.

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Your signature deserves a thoughtful decision.

Watch the story. Download the checklist. Ask the questions you need answered before deciding whether to co-sign.

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Educational information only; not legal or financial advice. Loan terms and membership benefits vary.